Mortgage Broker Cambridge Whole‑of‑Market Advice

Cambridge & Country Financial provides clear, friendly, whole‑of‑market mortgage advice to homebuyers, homeowners, and investors across Cambridge and the surrounding villages. We combine expert guidance with genuine local insight, helping you secure the right mortgage with confidence.

Whether you are buying your first home, remortgaging, moving within Cambridge, or purchasing a new‑build property, our advisers support you from the first conversation to completion.

We are here to help

If you are looking for a better mortgage deal or have a general enquiry feel free to contact us directly

01223 656439 | enquiries@cambridgeandcountry.co.uk

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Why choose a Cambridge‑based mortgage broker?

Local expertise We understand Cambridge’s unique property market, from Chesterton and Trumpington to Newnham, Cherry Hinton, and the city centre.

Fast, responsive service No call centres. You speak directly with an experienced adviser.

Whole‑of‑market access We compare thousands of products, including specialist lenders not available directly.

Transparent and competitive fees Most clients pay no broker fee.

Face‑to‑face meetings at our local office You are welcome to visit our Cambridge office for a relaxed, face‑to‑face appointment.

Trusted by local buyers We work closely with Cambridge estate agents, solicitors, and new‑build developers.

Our Process

simple and stress‑free

  1. Initial conversation
    We discuss your goals and circumstances.

  2. Whole‑of‑market research
    We compare lenders and products to find the most suitable options.

  3. Agreement in Principle
    We secure your AIP quickly so you can make confident offers.

  4. Full application & case management
    We handle the paperwork and liaise with lenders, solicitors, and developers.

  5. Completion & ongoing support
    We stay with you throughout the process and help with future reviews.

About Cambridge & Country Financial

We are a whole‑of‑market mortgage broker based in Cambridge. Our approach is built on transparency, expertise, and long‑term client relationships.

Most clients pay no broker fee, and when a fee applies, it is always explained upfront.

New‑Build Mortgage Specialists in Cambridge

Cambridge has a strong new‑build market, with developments across Trumpington, Eddington, Waterbeach, Northstowe, and the wider region. We work closely with local new‑build developers and sales teams, giving our clients a smoother, faster experience.

Why new‑build buyers choose us

  • We understand developer timescales and reservation deadlines

  • We can secure fast Agreements

  • We work with lenders who specialise in new‑build lending

  • We manage the entire process with your developer and solicitor

  • We do not charge a fee for new‑build mortgage applications

If you are buying a new‑build home in Cambridge, we will guide you through every step, from affordability checks to completion

Our mortgage services

First‑time buyer mortgages Support with affordability, lender criteria, deposits, and securing the right deal in a competitive Cambridge market.

Remortgage advice Whether you want to reduce payments, fix your rate, or release equity, we compare the most suitable options available.

Home mover mortgages Tailored advice for upsizing, downsizing, or relocating within Cambridge.

Buy‑to‑let mortgages Guidance for landlords and investors, including student lets and HMOs.

Self‑employed & complex income Specialist support for business owners, contractors, and those with multiple income sources.

Frequently Asked Questions

  • Most clients pay no broker fee. When a fee applies, it is always explained upfront. We also do not charge a fee for new‑build mortgage applications.

  • In most cases, we can secure an AIP the same day, often within a few hours.

  • Yes. We compare products from across the whole market, including specialist lenders not available directly.

  • Yes. We work closely with local new‑build developers and understand their timescales, reservation deadlines, and lender requirements. We also do not charge a fee for new‑build applications.

  • Absolutely. We regularly support clients with self‑employed income, contractors, directors, and those with multiple income streams.

  • Most lenders issue a mortgage offer within 1–3 weeks, depending on valuation times and underwriting.

  • Yes. Whether you want to reduce payments, secure a new fixed rate, or release equity, we compare the most suitable options available.

  • Yes. While we specialise in the Cambridge market, we support clients across the UK.